Carte Blog

Create A Living Legacy

07
May

Create A Living Legacy

Permanent life insurance is very useful for high-income earners. If you have an estate that will be subject to a lot of taxes, or you want to build an asset for your family, or you have long-term dependents, there are many valuable options. Your Carte Financial Advisor can show you all the possibilities.

Use your policy to leave a financial legacy for your heirs. The death benefit will go directly to your beneficiaries, bypassing the probate process, and it’s not subject to taxes. You could also use your policy to fund a trust for dependent family members who must have long-term support.

Your policy can also build equity in the form of cash values that accumulate on a tax-deferred basis. You could borrow against this or partially cancel the policy and get some money back. You can also receive yearly dividends. Or build your family’s wealth by continuing to build the cash value of your policy.

About that workplace policy
Chances are, you signed up for a workplace life insurance policy. With no medical exam required, and premiums that are too high. Ask your Carte Financial Advisor if this is the best value for you. Having your own, private policy ensures your coverage won’t be canceled if you change jobs. You retain control over it.

37 thoughts on “Create A Living Legacy”

  5. глаз бога says:

    What’s Taking place i’m new to this, I stumbled upon this I have found It positively helpful and it has helped me out loads. I hope to give a contribution & aid other users like its helped me. Good job.

    Reply
  16. Прогнозы на футбол says:

    Have you ever thought about creating an e-book or guest authoring on other sites? I have a blog centered on the same information you discuss and would really like to have you share some stories/information. I know my viewers would enjoy your work. If you are even remotely interested, feel free to send me an e-mail.

    Reply
  19. theguardian.com says:

    An interesting discussion is worth comment. I do think that you ought to write more on this topic, it might not be a taboo subject but usually people don’t discuss such topics. To the next! Kind regards!!

    Reply
  21. thailand tattoo says:

    549809 826449jobs for high school students – Search for Jobs on our web site, we provide several very good links towards the greatest and biggest Portals to finding a Job as a high school student! 592646

    Reply
  25. wing888 says:

    117850 793165Hi, you used to write superb posts, but the last several posts have been kinda boring I miss your fantastic posts. Past couple of posts are just a little bit out of track! 249470

    Reply
  33. จัดเมรุ says:

    Do Greens and crossbenchers who claim that transparency and integrity is at the heart of their reason for entering Parliament in the first place hear themselves?

    In the past few days they have mounted self-serving arguments against proposed electoral reforms
    that the major parties look set to come together to support.

    The reforms include caps for how much money wealthy individuals can donate, caps
    on the amount candidates can spend in individual electorates
    to prevent the equivalent of an arms race, and a $90million limit on what
    any party can spend at an election – actually less than the major parties currently spend.

    The proposed new laws also include lower disclosure thresholds
    for donations, thus increasing the transparency of who
    makes political donations in the first place.

    So the wealthy wont be able to hide behind anonymity while using their cash
    to influence election outcomes – and the extent to which they can use their
    wealth at all will be limited.

    The bill will further improve transparency by also increasing the speed and frequency that disclosures of donations need to be made.

    At present we have the absurd situation in which donations get made – but you only find out the details of
    who has given what to whom many months later, well after elections are won and lost.

    In other words, what is broadly being proposed will result in much greater transparency and far
    less big money being injected into campaigning by the wealthy.

    Teal Kylea Tink claimed the major parties were ‘running scared’ with
    the policy and warned the reform would ‘not
    stop the rot’ 

    Greens senate leader Larissa Waters (left) fired a warning
    shot – saying if it serves only the major parties ‘it’s a
    rort, not reform’. Teal independent ACT senator David Pocock (right) said: ‘What
    seems to be happening is a major-party stitch-up’

    Anyone donating more than $1,000 to a political party, as opposed to
    $16,000 under the current rules, will need to disclose
    having done so. And how much they can donate will
    be capped.

    Yet the Greens and Teals have quickly condemned the proposed new laws, labeling them a ‘stitch-up’,
    ‘outrageous’ and ‘a rort, not a reform’. 

    They have lost their collective minds after finding out that Labor’s proposal just might secure the support of the opposition.

    I had to double check who was criticising what exactly before even starting to write this column.

    Because I had assumed – incorrectly – that
    these important transparency measures stamping out the influence of the wealthy must have been proposed by the
    virtue-signalling Greens or the corruption-fighting Teals, in a united crossbench effort to drag
    the major parties closer to accountability.

    More fool me.

    The bill, designed to clean up a rotten system, is being put forward by Labor and is opposed by a growing cabal of crossbenchers.

    It makes you wonder what they have to hide. Put simply, the Greens and Teals doth protest too much
    on this issue.

    Labor is thought to be trying to muscle out major political donors such as Clive Palmer

    Another potential target of the laws is businessman and Teal funder Simon Holmes
    à Court

    The Greens have taken massive donations in the past,
    contrary to their irregular calls to tighten donations rules (Greens
    leader Adam Bandt and Senator Mehreen Faruqi are pictured)

    The major parties have long complained about the influence the likes of Simon Holmes à Court wields behind the scenes amongst the Teals. 

    And we know the Greens have taken massive donations from the wealthy in the past, contrary to their irregular
    calls to tighten donations rules.

    Now that tangible change has been proposed, these bastions of virtue are running a mile from reforms that will curtail
    dark art of political donations.

    The Labor government isn’t even seeking for these transparency rules to take effect immediately, by the way.
    It won’t be some sort of quick-paced power play before the next election designed to catch the crossbench out.

    They are aiming for implementation by 2026, giving everyone
    enough time to absorb and understand the changes before preparing for them.

    Don’t get me wrong, no deal has yet been done between Labor and the Coalition. I imagine the opposition want to go over the laws with a fine tooth
    comb.

    As they should – because it certainly isn’t beyond Labor to include hidden one-party advantages in the proposed design which would create loopholes only the unions
    are capable of taking advantage of, therefore disadvantaging the Coalition electorally in the years to come.

    But short of such baked-in trickiness scuttling a deal to get these proposed laws implemented, the crossbench should offer their support, not cynical opposition, to what is being advocated for.

    They might even be able to offer something worthwhile that could be incorporated in the package.

    To not do so exposes their utter hypocrisy and blowhard
    false commentary about being in politics to ‘clean things up’.

    Reply
  35. TEREA บุหรี่ รีวิว says:

    ไอโควส์ TEREA เหมาะสำหรับผู้ที่มองหาทางเลือกใหม่ ช่วยลดกลิ่นที่ไม่พึงประสงค์ได้ดี

    ถ้าสนใจลองใช้ IQOS TEREA บุหรี่ รีวิว แนะนำให้ศึกษาข้อมูลรีวิวก่อนตัดสินใจ เพราะแต่ละร้านอาจมีโปรโมชั่นที่แตกต่างกัน

    ใครมีร้านแนะนำสำหรับซื้อ IQOS TEREA
    บ้าง ช่วยแชร์ประสบการณ์กันนะคะ จะได้ช่วยให้ตัดสินใจได้ง่ายขึ้น

    Reply
  36. TEREA IQOS ราคา says:

    บุหรี่ไฟฟ้า IQOS TEREA IQOS ราคา เป็นนวัตกรรมใหม่สำหรับคนที่ชื่นชอบการสูบ ช่วยลดกลิ่นที่ไม่พึงประสงค์ได้ดี

    หากต้องการซื้อ IQOS TEREA ควรหาซื้อจากตัวแทนจำหน่ายที่เชื่อถือได้ จะได้สินค้าที่ตรงกับความต้องการที่สุด

    ใครเคยลอง IQOS TEREA บ้าง แบ่งปันข้อมูลดีๆ ให้เพื่อนๆ กันหน่อย จะได้ช่วยให้ตัดสินใจได้ง่ายขึ้น

    Reply
  37. terea malaysia says:

    บุหรี่ไฟฟ้า IQOS TEREA เป็นนวัตกรรมใหม่สำหรับคนที่ชื่นชอบการสูบ ช่วยลดกลิ่นที่ไม่พึงประสงค์ได้ดี

    หากต้องการซื้อ IQOS TEREA แนะนำให้ศึกษาข้อมูลรีวิวก่อนตัดสินใจ เพื่อให้มั่นใจในคุณภาพและความปลอดภัย

    มีใครใช้งาน IQOS terea malaysia
    แล้วประทับใจไหม แบ่งปันข้อมูลดีๆ
    ให้เพื่อนๆ กันหน่อย เพื่อเป็นข้อมูลสำหรับคนที่สนใจ

    Reply

Leave a Reply

Your email address will not be published. Required fields are marked *